What optional extras are available and are they worth the cost?

Optional extras can enhance your car insurance policy, but are they worth it? Let’s explore:

Breakdown cover:

Provides roadside assistance and recovery if your vehicle breaks down. Consider your vehicle’s age, reliability, and the distance you travel before adding this extra.

Legal protection:

Covers legal expenses related to a car accident, such as pursuing compensation or defending against claims. Weigh the potential costs of legal proceedings against the extra premium.

Courtesy car:

Offers a temporary replacement vehicle while yours is being repaired. If you rely heavily on your car, this extra can be valuable.

When considering optional extras, assess your individual needs, budget, and the likelihood of needing these services. It’s essential to strike a balance between cost and peace of mind.

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