Everyone wants to save money on their car insurance. Here are some tips to help you find the best deal:
Shop around:
Compare quotes from multiple insurers to find the most competitive price.
Choose the right level of cover:
Consider if comprehensive cover is necessary, or if TPFT or third-party cover is sufficient.
Increase your voluntary excess:
A higher excess can reduce your premium, but be prepared to pay more in case of a claim.
Drive safely:
Maintain a clean driving record, as claims and convictions can increase your premium.
Build a no-claims bonus:
Insurers offer discounts for claim-free years.
Opt for a black box policy:
Telematics devices monitor your driving, and safer drivers can receive lower premiums.
Limit modifications:
Aftermarket modifications can increase insurance costs.
Secure your vehicle:
Install an immobiliser or alarm to deter theft, potentially lowering your premium.
Pay annually:
Paying your premium in one lump sum can be cheaper than monthly instalments.
