Christmas Cheer from Cheap Car Insurance

Bottoms up! It’s that time of year again, so get your Crimbo jumpers on and let’s go over a few festive reminders.

The majority of you probably already have your Christmas trees up, marvelling at it and receiving warm, fuzzy feelings from all that greenery. 

However, if you haven’t, and you’re planning on bringing it home soon, then be sure to follow the related road safety laws. Otherwise, you could end up bringing a £300 fine home, too. 

There are a few other important things to consider this Christmas…

Can I decorate my car during the holidays?

If you’re one of those Christmas decoration loving folks who drape lights over their house, car and dog, then that’s fine. We salute your dedication to the cause, and we’re sure Santa would be proud. 

However, Santa is probably the only person in the UK who can get away with the risk of invalidating his insurance during the holidays. It’s probably best to ignore the trending Christmas Car hashtags, steer clear of TikTok and Instagram, and leave the decorations for homes and gardens.

There’s a very simple reason for this. 

If you choose to decorate your car—be it with lights or wrapping—it’s considered a modification of your vehicle. That means if you were in an accident, you could risk your insurance provider not pulling through for you. 

Unfortunately, there are a lot of thieveries around this time of year, too. So, if your car has been modified to look like Santa’s sleigh, you could be attracting the eye of potential thieves. And that’s obviously the last thing anyone wants at Christmas.

That’s not the last of it. You could even end up being slapped with a lovely £50 fine.

I’m hiding Christmas presents in my car… What’s the worst that could happen?

Well, a couple of things, actually. 

  • Check to see how much (and whether) you’re covered for contents – anything that exceeds what’s stated on your policy could mean you end up losing out
  • If presents are in an obvious place in your car, this could attract thieves

It’s always best to find an alternative hiding place. Your motor may be your loyal sanctuary, but it probably won’t do well to act as a security guard. 

If you absolutely have to hide presents in the car, we advise you to hold onto any receipts of items you’ve bought. 

This Christmas, I’m treating myself to cheap car insurance

Well, good for you! The best part is, you’re in the right place as we can help you with buying cheap car insurance. Get started by completing our 3-minute form

Before that, however, we’d like to wish all our readers and customers a very Merry Christmas!

© 2022 All rights reserved. Reproduction in whole or in part without permission is prohibited. See our copyright notice.

Comments are closed.