Just passed your driving test? Here are the cars with the cheapest premiums.

The past year or so hasn’t been the kindest to new drivers, young and old. With driving lessons cancelled for the majority of the pandemic, it’s been a struggle for anyone who wants to get their driving licence. 

However, now that restrictions are slowly lifting (hooray!), it means the prospect of gaining a driving licence is now possible again. You’ll find most car insurance companies are still at an all-time low, however don’t let the premiums trick you. With the economy opening up again, they stand to rise, so try your best not to get caught out. The best thing to do is to shop around and find the cheapest car insurance deals.

First year insurance is notoriously known for being through the roof, which is why it’s more important than ever to think about the safety factors of the car you end up choosing. Remember, car insurance premiums are calculated based on risk! You should also consider additional costs such as road tax. 

So, if you’ve just passed your driving test, and you’re on the lookout for a new motor, we’ve got you covered. If you already have a car in mind, you may want to reconsider after reading this. 

Here we are with the top 5 cars which will result in the lowest costs for insurance (for the first year on average): 

  1. In first place, we have the lovely Volkswagen Up!. This little runner will cost a first-time driver an average of £1,483 to insure. 
  1. Our runner-up is the popular Citroën C1 which will set you back £1,623 on average.
  1. The Hyundai i10 is also worth a mention as it isn’t far behind Citroën at £1,627.
  1. The small but impressive Ford Ka sits at fourth place with an average of £1,650.
  1. Finally, coming up fast we have the Toyota Aygo at £1,755. 

Well, what do we think? Can you see yourself driving any of those motors? As always, we recommend doing your research, especially if you’re a first-time driver. Also, taking it for a test drive is always the best way to see if you and a car are a perfect match, too. 

If you’re interested in which cars will result in the highest premiums, then you’re best to avoid the following: 

  1. BMW 1 Series will set you back a whopping £3,552.
  1. Volkswagen Polo, although popular, might not be the best for a first car, as you’ll need to shell out £3,077 for the insurance.
  1. Not far behind is the Polo’s brother, the Volkswagen Golf, at £2,873.
  1. Stick to a Ka, as a Ford Focus costs £2,845 on average.
  1. The Mini Cooper, though considered stylish and highly sought after, comes at an average insurance price of £2,844. 

If you find a car you’re interested in, remember to browse through the cheapest car insurance deals right here.

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