Thought the Brexit Drama Was Over? Think Again…

Just when we thought that all of the hoo-hah about Brexit was (mostly) done with, it’s bad news if you ever drive into Europe, such as the 30,000 or so Northern Irish who regularly cross the border into the Republic of Ireland. When new Brexit laws come into place in December, if we see some deals and agreements fail to materialize, those crossing the border will require an insurance green card, or risk having their vehicle seized. 

The green card, which acts as an international insurance certificate, will be needed to prove that vehicles are being legally driven and that the driver has the minimum legally required insurance cover for that country. 

Likewise, if you regularly cross over to France, Belgium or the rest of mainland Europe, you too will need an insurance green card to travel legally. 

How do I get a Car Insurance Green Card?

The exact process differs by insurer, but driving organisations suggest you contact your insurer around four weeks before you plan to travel and they will be able to advise you of the end of the transition period and will confirm what details and information you will need to provide to be able to continue your travel in those countries. 

It could be that a deal is struck that allows freedom of travel in the same way that it is currently arranged between countries such as Norway and Iceland and the rest of Europe, who offer a waiver type scheme, but if we reach a ‘no deal’ scenario, all bets are off the table. 

If the worst does happen and British citizens are required to carry a green card, motoring organisations are advising that it is essential that drivers carry a physical, paper copy, as digital versions are not accepted. 

If you regularly cross the border, the situation becomes more complicated as typically, a green card only lasts 15 days, but longer running green cards will be available by speaking to your car insurer. 

So, it seems that just as the shadow of COVID is starting to lift and we begin to look forward to more international travel, there may just be another spanner in the works, thanks to Brexit. 

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