News this week that as previously reported here by us, there has been a marked increase in speeding incidents since the lockdown, with many drivers taking the opportunity of quieter roads to see just how fast they can go.
But not only is it an idiotic thing to do (as we’ve also previously reported – you hear it here first), but it could boost the cost of your car insurance by as much as a third, should you get caught.
With fewer burglaries and general crime taking place as the country remains in lockdown, the police are out in force and ready and waiting for those who think that now is a time to earn their go-faster stripes. Don’t say we didn’t warn you.
Typically, speeding offences fit into one of three bands. The first, and most common is the one where the speed limit is exceeded by just a small amount. This is dealt with by a fixed penalty notice and in many cases, offenders are given the opportunity to attend a speed awareness course in lieu of points on their license.
The next level – a category B violation, incurs between 4 – 6 penalty points, rather than the usual three – which could be dangerous if you’ve already got points on your license.
A category C violation is the most severe and can result in anything from 6 points right through to a driving ban. Points also stay on your license for four full years.
It goes without saying, the greater the offence, the bigger the fine. And that’s before you’ve even considered the increase in your car insurance premium. Add in a dangerous driving conviction and when it comes to getting back on the road, you could find yourself in a whole world of pain.
So, whatever you do, don’t use these last few weeks of lockdown to take your driving too far and land up in trouble as a result of speeding. And if you do have points (or even if you don’t), our insurance quote tool makes finding the best deal for your particular circumstances a piece of cake.