If you are fed up of stupid adverts and TV experts trying to tell you how to get very cheap insurance then keep reading, because here we do things differently.
This site isn’t about silly gimmicks and sending you toys through the post (no a Meerkat is not proof of insurance).
Here at Cheap Car Insurance we like to give you good old fashioned straight talking advice, while at the same time providing you with a no-nonsense comparison site so you can get cheap quotes and nothing else.
It’s no secret that car insurance is getting more expensive, but the good news is you don’t just have to sit back and take it.
While you might not be able to turn back the clock and get prices back to how they used to be, unless you are in Scotland that is, there are many things you can do right now to get very cheap car insurance.
Below are some simple tips to get you started:
Let’s start off with the best tip of them all…shopping around to get very cheap car insurance. Most people are aware they need to do this, but yet, many don’t and that is why they end up paying outrageous prices.
The best place to shop around for car insurance quotes is on a comparison website, but not all sites are created equal.
What I’ve found is that many sites out there are only interested in getting you quotes from certain companies, while others give you quotes from companies that are not even legitimate.
The best way to shop around is to get as many quotes as possible, and you can do that right here because we send your details off to over 100 legitimate car insurance companies.
One reason why you might find it difficult to get very cheap car insurance is because you put everyone on your policy as a named driver. Your wife, Son, Daughter, Auntie, Gran…they all go on, and as a result you end up paying for it.
Instead, my advice is to think carefully before you put down named drivers, because the more people that are on there, the more you typically end up paying.
There are now options such as pay as you go car insurance where infrequent drivers can get insured by the hour, which means they don’t have to go down the traditional insurance route.
It’s an unfortunate fact that car crime is becoming a real issue right here in the UK. If we are not hearing about cars being stolen while someone was defrosting their windscreen, then we are hearing about airport parking companies wrecking cars, and even innocent cars being attacked in train station car parks.
To make it even more frustrating, crash for cash scams are really becoming a problem all around the country, so you always have to be extra vigilante when out driving.
The one thing you can control is the security of your vehicle, and this is something that car insurance companies reward you for, with up to a 5% discount as some reports suggest, so it is definitely worth doing things like fitting alarms and tracking devices, while parking your car off the street if you can.
Another tip that guarantees you will get very cheap car insurance is to drive less. It might sound obvious, but many people never really consider giving it a go.
Some experts have said that by reducing your mileage by around 10,000 miles a year, could result in a saving of between £100 and £200.
This is why you might want to try walking or catching the bus, although not everybody is going to find this suitable.
The one thing I will say is that when filling in your car insurance application, make sure you give a pretty accurate mileage estimate.
Hopefully, you have found these tips for very cheap car insurance useful. Check out this article for even more tips.