It turns out that lying on car insurance forms or other fraud are seen as worse than nearly everything else by Brits, according to a new study.
A new poll undertaken by one of the biggest car insurance companies out there found that 87 per cent of respondents reported that they found it socially and ethically wrong to make false claims against their insurance cover – specifically for a spurious whiplash injury. It turns out that Brits view such activity even more unfavourably than buying stolen goods on the black market, as only 79 per cent of respondents found such activities unacceptable.
It’s obvious that either Brits are exceedingly honest – or that the narrative that car insurance companies have been pushing that there’s an insurance fraud epidemic in the UK that’s been draining their coffers and causing them to sink faster than the Titanic in iceberg-infested waters. Honestly I’m torn – I’m not going to say that there aren’t fraudsters out there who engage in crash-for-cash scams and that falsify whiplash claims, especially since it’s so bloody hard to prove you’ve got whiplash. It’s not like soft tissue injuries show up on an X-ray or an MRI or anything like that, so really it’s almost begging for criminals to take advantage of the situation. At the same time, who knows what’s really going on inside the not-so hallowed halls of the nation’s car insurance industry.
The data itself from the study is questionable as well. Of course, there wasn’t any information shared on what Brits thought was even more unacceptable behaviour than lying on insurance forms or pulling the wool over the eyes of insurance agents. However, one can only guess that the most loathsome activities you can engage in are of course completely unacceptable and evil, things like rape, murder, kidnapping, supporting Manchester United and voting UKIP.
Though it does make me wonder – what do Brits who don’t have their own transport think of car insurance fraud? Perhaps they don’t find it as terrible a thing, as they don’t have to worry about paying exorbitant annual premiums for the privilege of keeping a car. Sure, having your own transport is terribly convenient and even necessary when you live out in the regions, but if you’re in a place with good transport links, better to leave off owning a car and save your pennies for something more important!