Drink driving convictions raise rates by 150% for some

New insurance policy pricing research conducted by a leading car insurance comparison site found that you’re in deep trouble if you’re convicted of a drink driving offence: you could end up seeing rate hikes of as much as 150 per cent.

You’re in for a rude awakening if you think you’ll get a simple slap on the wrist for a DR10 drink driving conviction.  The research findings indicate that a 30 year old male with such a conviction could experience a £703 rate hike as his average premium rose to £1,175 a year – up significantly from the conviction-free average of £472 for annual cover – and women suffer nearly as badly; female drivers of the same age would see a rate hike as large as 133 per cent, resulting in a new average premium price of £980 a year, up from £420.

This is, of course, in addition to all of the other massive penalties and fees that someone convicted of a drink driving offence faces.  In addition to having to deal with their car insurance companies, drink drivers will have points placed upon their licences, could end up paying as much as £5,000 in fines, banned from driving for a period of 12 months, and could even end up languishing behind bars.

Having a conviction on your driving history is as close as a kiss of death as you can get in regards to the car insurance industry, experts say, as not only will it increase the difficulty in finding an insurer that will agree to cover you in the first place, it will see your premiums going up astronomically once you do find an insurance provider willing to give you a second chance.

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