It’s not news that it’s compulsory to secure at least a bare minimum of motor insurance before you slip behind the wheel, but there’s more to safe driving than just taking out the cheapest third party cover you can find and hoping for the best – you’re actually better off taking your time to select a policy that offers you the best value for money.
Sure, all you need – technically – is third party cover in order to keep your vehicle on the road legally. However, third party cover is often woefully inadequate when it comes to practical applications, and it can often be a better choice to go with a comprehensive motor car insurance policy instead – even if it may be a bit more expensive.
It’s common knowledge that insurance is one of the biggest costs when it comes to keeping a car on the road right now. However, it can be even more expensive if you get into an accident and your cut-rate insurance policy doesn’t cover you for costly repair work; it’s a bit of a false economy to take out discount car insurance but then not actually benefit from it in the event that you need to make a claim.
One of the best things to do when you’re selecting a new insurer is to carefully examine all the different types of cover they offer. Car insurance companies offer different packages when it comes to ‘comprehensive’ insurance, so while one policy may offer breakdown cover, another may not – and if you’re the type of driver that has to do quite a bit of traveling far from home, you may wish to select breakdown cover as a precaution.