While driving without proper motor car insurance is still a serious issue in the UK, the Motor Insurer’s Bureau’s latest figures indicate that there are less uninsured young drivers on the roads today than there were in the past.
The number of motorists between the ages of 17 and 20 that were believed to be climbing behind the wheel without securing insurance cover was approximately 250,000 in 2008, according to MIB claims data. While it can still be difficult to find discount car insurance for young drivers in the current economic landscape, the MIB reports that today’s uninsured young driver figures have declined by approximately 50 per cent.
The MIB also found that the overall figure for uninsured motorists from all walks of life has also decreased as well to about 1.2 million. The decline has been largely attributed to the Continuous Insurance Enforcement law and subsequent efforts to increase on-road policing, with the CIE scheme being introduced in 2011 and makes use of the Motor Insurance Database and the DVLA database to keep track of vehicle owners without insurance cover in place.
If found to be lacking insurance under the CIE, vehicle owners are sent an initial warning letter in the post. Penalties for non-compliance will soon escalate, up to and including seizure of the vehicle in question followed by its subsequent destruction, which has acted as a strong deterrent for many.
The MIB’s chief executive, Ashton West, recently remarked on the lowered number of uninsured drivers, remarking that while there is still much ground to recover, the drop of young motorists driving without insurance is a welcome one, especially since uninsured motorists drive up car insurance rates for the rest of the UK by about £30 a year per customer.