While there are many things, such as the price of petrol and public transport continuing to climb and pay cuts and jobs losses touching nearly everyone, that you can’t control, discount car insurance industry experts have come forward with top tips on how to save on the one thing you can: motor car insurance.
Not a day goes by that someone in the UK looks at their outgoings and scratches their head as they try to figure out how they can cut costs and make some savings without having to go down to your local bank branch and nicking the contents of its vault. While there are those lucky few that don’t have money worries (and it’s a foregone conclusion they’re not reading this in order to discover ways to find more affordable car insurance rates), the rest of us have to carry on and find savings wherever we can.
The best thing you can do in order to find less expensive motor cover is to shop around, experts say. Each insurer will conduct risk assessments for their quotes in differing ways, which makes it key to seek out a range of quotes from a number of car insurance companies in order to find the best deal.
However, there is a caveat that insurance shoppers need to heed. While it may seem counter-intuitive, sometimes selecting the least expensive quote may not be the best choice, especially if the policy you select excludes certain types of cover that you may end up needing, which could lead to a false economy in the event of a costly road traffic accident.