Fees and costs of as much as £20 million for a single motor car insurance accident claim have become common in incidents where young drivers have been involved, according to one discount car insurance industry expert.
Association of British Insurers general insurance director, Nick Starling, said in a recent statement to the House of Commons Transport Committee that the government needs to redouble their efforts in addressing the deaths of young drivers on roads in the UK due to fatal traffic collisions. Mr Starling said that research conducted by the ABI indicated that as many as 20 per cent of younger motorists have been involved in an accident and that 18 young drivers and passengers in cars driven by them are either seriously injured or slain.
The government has failed to grasp the role played by young drivers, instead seeing them merely as voters, Mr Starling said. However, Mike Penning, road safety minister, denied the ABI general insurance director, stating that car insurance companies are absolutely wrong in suggesting that the government has no desire to tackle young driver accident rates, especially in light of their decline over the past few years.
Mr Penning continued, going on to say that driving tests have been improved in order to make them both less predictable and more realistic. The government is also taking steps in order to improve driver training after passing their tests in order to develop their motoring skills even further.
Drug driving and drink driving are some of the biggest sources of road accidents amongst younger motorists, prompting Brake, the road safety charity, to urge the government to take steps to address the problem.