According to the Institute of Advanced Motorists, young male drivers may have an over-inflated sense of how skilled they are behind the wheel, with more than six out of every 10 claiming they are better than average drivers – yet young women only feel this way 32 per cent of the time.
It’s no secret that discount car insurance for young drivers is extremely difficult to find, since car insurance companies feel that younger, inexperienced motorists are the most dangerous kind. In addition to this, statistical analysis backs up the claim, with male motorists between the ages of 17 and 29 are charged higher car insurance rates than females because they get into more than double the number of accidents.
Industry experts also say that three out of every ten fatalities that occur due to car accidents are either passengers of a driver between the ages of 17 and 24 or a driver of the same age group. However, only eight per cent of all licenced drivers are within this age range.
The IAM report also found that – with the proper financial incentives such as a reduction in their car insurance rates put in place – 75 per cent younger drivers are much more likely to continue motoring education after their driving test. Simon Best, chief executive for the IAM, said that younger male motorists are both inexperienced and overconfident, which can be a lethal combination, but instead of restricting their driving by instituting curfews, they should be provided with methods for safely practicing motoring skills and building experience behind the wheel.