Even though the number of drivers on UK roadways who lack motor car insurance has plummeted overall, the current hotspots of Yorkshire and the West Midlands have prevented national figures from dropping even further.
The Motor Insurers’ Bureau recently released the results of a research study that found the number of uninsured drivers has declined slightly, but because of Birmingham and Bradford’s ‘alarmingly high’ uninsured driver rates, the UK average was not reflective of a substantial reduction. MIB statistics confirm how serious the problem is with motorists in these locations eschewing even discount car insurance, as 85 per cent of the worst 20 post codes for uninsured motorists are located in either the West Midlands or West Yorkshire.
The rest of the UK is far less dangerous than these two regions in regards to drivers not contacting car insurance companies for the proper cover, as the national average is seven times less than the number of uninsured motorists in the West Midlands and West Yorkshire.
With information on the entire country’s uninsured vehicles, the MIB’s map displays the largest problem areas in the UK. The most dangerous places to drive in regards to coming into contact with uninsured drivers were found to be Saltley, Bordesley, and Smallheath in Birmingham, as well as Bradford’s Heaton, Frizinghall, Barker Halls, and Whitefield areas.
The overall number of vehicles without insurance is actually rather low, according to the MIB, who say that only about four per cent of UK vehicles are lacking insurance cover. Moreover, over the last five years, the number of uninsured drivers has decreased by five per cent, according to the Bureau.