A motor car insurance industry report recently revealed that there are high levels of uninsured drivers in the UK, with the phenomenon in some areas being as high as 30 per cent.
Those driving without even discount car insurance are being reckless, industry experts say, as their behaviour results in claims firms paying out £500 million annually. Doing so also increases car insurance rates for the average Brit by £30 a year.
These figures can shed some light on why law-abiding motorists have seen the cost of keeping their vehicles rocket recently. The worst offending areas throughout the UK has been identified by the Motor Insurers’ Bureau, an organisation that provides compensatory damages to untraced and uninsured drivers.
One of these regions is Bordesley, in Birmingham, where nearly one third of motorists are without proper insurance cover. Other insurance voids include parts of West Yorkshire, Manchester, and Essex.
With almost 1.4 million drivers on UK roads lacking proper insurance cover, Brits have one of the worst records of any country in the western European bloc, as 23,000 injuries and 160 fatalities are caused by untraced and uninsured motorists on a yearly basis.
What’s worse is that one out of every ten motorists between the ages of 18 and 34 actually had no idea that car insurance is compulsory. Meanwhile, police experts say that uninsured drivers are likely to be involved in ancillary crimes, with the likelihood of offenders being involved in road collisions, neglecting to comply with traffic regulations, or being engaged in some other criminal endeavour five times higher than those who are law-abiding motorists.