Smartphones ruining discount car insurance for young drivers

With driver distraction one of the primary reasons behind the kind of road traffic accidents that lead to car insurance rate increases, using new technology such as smartphones whilst driving can lead to the elimination of discount car insurance for young drivers.

New research from the US recently discovered that younger motorists are being distracted more and more by using smartphone apps whilst behind the wheel.  A University of Alabama report found that out of 93 students polled, 10 per cent of them admitted to using smartphone apps regularly while driving, while an additional 33 per cent said they did so occasionally.

Even more astonishing was the figure of more than 10 per cent of respondents indicated they had been involved in an accident within the past 5 years that was precipitated by using their smartphones.  The research findings highlight that younger motorists, while realising how inherently dangerous their actions were, persisted in using their smartphone apps – apps that are even more distracting than chatting on the phone or even texting whilst driving.

Industry experts believe that younger motorists in the UK could well fall prey to the same levels of distraction.  If car crash statistics in the UK fall into line from the US research study, car insurance companies will have even more of an excuse to raise their premiums, thus destroying any chance for younger motorists to find affordable car insurance cover.

One insurance sector expert recently remarked that while technological advances have improved the quality of life for all Brits, alongside that comes the risk of increased driver distraction.  All motorists regardless of age need to do everything they can in order to stay concentrated on the road ahead while driving, the expert added.

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