ECJ ruling leading to uninsured female motorists?

One out of three young female drivers stated in a recent survey that in light of the European Court of Justice’s recent ruling, they would rather drive uninsured than pay an increased car insurance rate.

A recent survey conducted on behalf of motor car insurance provider Quinn-direct discovered that approximately 35 per cent of women between the ages of 17 and 24 admitted to considering driving without insurance if their traditionally discount car insurance rates were to evaporate.

An additional 12 per cent of young female motorists stated that they would have no choice but to put aside driving completely if their rates went up by 25 per cent.  Meanwhile 11 per cent of respondents reported needing to find a second job in order to keep on top of their insurance premium payments.

Earlier this month, the European Court of Justice’s ruling that insurers could no longer use gender when making premium calculations for their policy holders have left women in danger of facing insurance rate hikes. Women aged 24 and younger are likely to see an increase in 25 per cent as a result of the new ruling, according to the Association of British Insurers.

The study results show that 15 per cent of women motorists were thinking of taking a job closer to home to save money in the face of increased premiums.  Additionally 5 per cent stated that their school or college plans could be jeopardised due to an inability to drive to their classes if rates went up.

Not quite half of all survey respondents felt that men should be charged more for their insurance cover if the likelihood of their getting into an accident was higher.  However 34 per cent of males surveyed agreed that the ECJ ruling was unfair.

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