When car insurance claims rise, car insurance rates rise. It’s one of the constants within the insurance industry. With the arrival of winter weather and the resultant poor driving conditions, discount car insurance may become harder and harder to find.
All the ice and snow has caused an increase in the number of car insurance claims recently. Car insurance companies keep track of statistical data, and one has declared that over the past week there was a 23 per cent hike in claims activity. The company also pointed to the poor weather as the culprit.
The AA’s breakdown service released the elevated claims figures, revealing that the snow and ice has wreaked havoc on many motorists. Some have not even been present or even driving when the accidents occurred. Instead they return to their cars to be greeted by severe snow plough damage. Other common winter-related motor car insurance claims have been caused by garage roof collapses brought about by snow build up. Additionally the roadways in the UK have been so icy that reports of cars parked on hills losing their grip and slaloming off have also surfaced.
The AA’s Cardiff call centre performed the recent claims review. Their goal was to highlight the commonalities between all the winter weather condition motor car incidents. Moving traffic collisions were highest on this list. Among the impacts most prevalent were rear-end collisions. These proved most common in places like roundabouts or traffic light junctions.
Icy roads led to the second most common occurrence. Loss of traction has led to skidding tyres that lead cars directly into impact with other cars that are both parked and unattended. Cars have also been sliding on bends in the road, drifting into ditches, embankments, and other vehicles as well.