In a report recently released to the public, discount car insurance in the UK has been becoming much harder to find due to a 14 per cent rise in second quarter 2010 costs.
These increases to the car insurance rates are something many UK drivers will have a hard time being able to afford, especially in light of the strained nature of most UK drivers’ finances as a result of the global economic downturn.
While both the scarcity of funds and the sometimes exorbitantly high prices of certain essential items such as food and petrol can make it tempting to go without even budget car insurance, UK drivers need to remember that getting behind the wheel without being insured is indeed illegal; there are alternative avenues that can be explored, however, depending on the type of vehicle you’re driving, especially if it’s an older vehicle that wouldn’t benefit from the more costly and comprehensive insurance cover available.
Of course, with a newer vehicle an insurance plan with a comprehensive cover is most likely to be more beneficial, as the best car insurance policy is the one that prevents large out-of-pocket expenses in the event of an accident that the driver is responsible for causing.
Engaging in a strict regimen of car insurance comparison practices is something any driver should be prepared to do, and need not be a terribly tedious process thanks to several online websites that will do all the hard work for the driver with a minimum of fuss. Many drivers have been quite surprised ad how much they could possibly be saving based on a simple comparison; indeed some insurance companies have been known to offer more attractive rates to a customer who phones them up and tells the company he or she is going to leave for greener pastures – thanks to very stiff competition between insurers, many of them will offer a discount in order to retain your business and protect their investment.